Top 7 Modular & Prefab Home Builders in Missouri | 2023 List

A white prefab home. Image via

Modular and prefabricated houses are getting increasingly popular these days. Today, these houses can stand toe-to-toe with traditional stick-built houses in terms of quality and functionality. Choosing the right builder to go with can determine the overall result of a home build. This is why the decision on which builder to work with is critical. 

We understand that finding reliable information online is challenging. You will often get misleading or conflicting info about a topic. To spare you the time, we have compiled a list of Missouri’s top modular and prefab home builders.

Why Build a Prefab or Modular Home in Missouri?

Building a prefab or modular home in Missouri is a great decision if you are interested in settling down in a state with an affordable cost of living. Not only that, but the state is also home to some of the most beautiful lakes, rivers, and natural scenery. In addition, Missouri gets to enjoy all four seasons in a year, making it an ideal climate to live in. 


Building a prefab or modular home in Missouri is not free of downsides. For one, wildlife in the state is not uncommon. It’s easy to spot squirrels, beavers, and possums. However, the issue is that less pleasant animals are present too. This includes rodents, termites, and insects. Building a quality prefab or modular house is vital to keep these pests away.

One downside to modular homes is that some builders offer limited choices. Some builders do not even offer customization options for your house. This might not be a problem for those who are fine with the pre-design offers some builders have.

It is notable that these downsides do not outweigh the benefits of prefab and modular homes. Since we will be talking a lot about prefab and modular homes, check out our article on prefab vs. modular homes to better understand their differences.

How Long Does it Take to Build a Modular/Prefab Home in Missouri?

The time it takes to build a modular or prefab home can vary due to a number of factors. Custom homes will take more time to build than a template plan. Another factor is the size and finishings of the house. Generally, prefab houses can be completed in as little as four to six months. 

A construction worker stands beside a modular prefab home under construction, with partially assembled walls and a partially built roof visible.
Construction of a modular prefab home

Can I Finance a Prefabricated or Modular Home in Missouri?

Yes, you can! Even though financing a prefab or modular home is generally more challenging than financing stick-built houses, that doesn’t mean prefab or modular homes can’t be financed. There are even builders that can help you with financing.

How Much Does it Typically Cost to Build a Prefab or Modular Home in Missouri? 

As with building a traditional house, the cost can vary due to many factors. Prefab or modular homes come in various quality levels, designs, and materials. One of the biggest factors determining the cost is the size of the house. A traditional house in Missouri costs around $136 per square foot on average.  Prefab or modular homes, on the other hand, come with an average cost per square foot of $50 – $100.

If you’re still not decided on prefab or modular homes, perhaps you are interested in other alternatives, such as building a barndominium in Missouri.

Are There Any Special Building Regulations I Should Be Aware Of?

Missouri has adopted the International Residential Code (IRC) as its statewide building standard for single-family homes. The IRC establishes minimal requirements for a house’s design, construction, and building supplies. Depending on your area and the project details, additional laws can apply when building a house in Missouri. For example, regulations surrounding septic systems, water and wastewater management, and erosion control may apply. It is best to speak to the local authority to be guided on the building regulations

Who Are The Best Modular & Prefab Home Builders in Missouri?

Monty’s Manufactured Homes


  • Has many selections available for immediate purchase.
  • Pricing transparency. They post prices on their website.
  • Delivery (up to 75 miles), set-up, AC, and appliances are included in their pricing.


  • No customization options.
  • Cannot help with financing.
A single-story white home with large windows and a white front door, featuring a small white staircase leading up to the entrance.
A white prefab home. Image via

What are their clients saying?

“Great service! It was not easy purchasing at the peak of Covid, Steve made it as painless as possible and our home was finished before we thought it would be. We have been in our new home since November 2020 and everything has been  great! The minor usual things that happened when moving a manufactured home have been and are being addressed with no hassle.”

Traci Lowry. Source: Google Reviews

“If your looking for a forever home, or just a quality home period, this is the place to go. I highly recommend Monty’s, we are in the process of getting one of there beautiful, well built, not to mention affordable homes!! Truly grateful for Gavin, our salesman. I have bothered him with so many questions, changes to our new home, etc. He is always nice and very knowledgeable. Also, a big deal to me, is the not hounding you, or following you around, no pressure into buying. They open the homes, and let you browse. Gavin has done everything possible to help us get the home we want, at the price we want. Their prices simply can’t be beat!! Thank you again, Gavin, for helping find our forever home!!”

Renea Francis. Source: Google Reviews

Our Thoughts

Monty’s Manufactured Homes is among the state’s most popular builders of prefab and modular homes. They have tons of positive feedback about the great experience their previous clients had when purchasing a house from Monty’s. If you’re looking for a quality home with competitive pricing, you should give Monty’s Manufactured Homes a call.

Three Stone Homes


  • Their catchphrase is “More home for less money!”. They promise you the best price for the highest quality homes.
  • Pricing transparency. Pricing on the available houses is advertised.
  • Delivery within 75 miles is included in the advertised pricing, as well as set up and air conditioning.


  • No financing options.
  • No customization offers.
A two-story white home with grey wooden accents and a grey roof, featuring large windows, a blue front door, a small white staircase, and a stone pathway leading to the entrance.
Grey two-story modular home. Image via

What are their clients saying?

“Excellent service from start to finish! From the initial sale to the delivery, installation and final touches on our home – we are incredibly impressed with Three Stone Homes. Every team member was courteous, responsive and eager to make our dreams come true. It truly seemed like they were just as excited about our home as we were at every step. And no detail was too small to make sure we were satisfied. We absolutely LOVE our new home and highly recommend this company.”

G Westerman. Source: Google Reviews

“We have had a very good experience with Three Stone Homes. Of course due to Covid things took a little longer than usual, but in the end they got it done. We’re very happy with our new house.   We would like to thank David, Ryan, Ty, Allison and everyone else at Three Stone for their hard work.”

Tim Barcus. Source: Google Reviews

Our Thoughts

Three Stone Homes is a great choice for a builder because everything goes smoothly, and their staff is courteous and professional. This leaves their clients pleased with their new homes and experience of purchasing them. As such, many folks recommend Three Stone Homes, and this earns them a spot on our list.

American Family Home Sales


  • Free delivery and setup are included within 50 miles of the dealership. 
  • Each purchase includes an exterior and interior finish, white vinyl skirting, and a set of front steps.
  • Partners with several lenders to help you with financing. These lenders offer financing for land, home, sewer, water, and electric service.


  • No customization options.
  • Delivery beyond 50 miles may incur additional charges.
An elevated, single-story white home with a red accent, featuring large windows, a glass front door, a small white staircase, and a black roof. The red and white colors contrast nicely with each other and the black roof makes it look elegant.
A red and black modular prefab home. Image via

What are their clients saying?

“Great selection of homes. Steve was really nice and wasn’t pushy. Helped us with all of our questions and guided us in our next step.”

Walter Maddox. Source: Google Reviews

“Scoott and I had a wonderful experience with American Family Home Sales. Our sales person Jeremy Sepulveda and the crew were gr8. They were always willing to us answer any and all questions regarding our home. It took a while to get our beautiful new home on our site but you can’t stop mother nature. I mean if we didn’t have a heck of lot of rain then it was sleet then 22 inches of snow that wouldn’t leave then rain again. We finally got our break. All I can say it was worth the wait. A great big Thank You to Jeremy, John, and Scott and the rest that I don’t know the names of you made us very happy

Helen Naused. Source: Google Reviews

Our Thoughts

American Family Home Sales promises a hassle-free experience where you won’t have to deal with a pushy salesperson. They understand the importance of letting customers choose what is best for them. They are definitely worth checking out if you are somewhere in Troy, Missouri.

Pioneer Manufactured Homes


  • Offers a wide variety of selections ranging from single to triple-wide homes. 
  • Specializes in custom-building homes. If what you’re looking for is something they don’t have. They will build it to fit your needs. Check out our Instagram account for inspiration on custom floor plans.
  • Partners with financing institutions to help clients finance their projects.
  • All prices include delivery within a 100-mile radius, set up, and HVAC.


  • They have good ratings, but the number of ratings is not big.
A single-story white home with light grey accents, featuring large windows, a glass front door, a small stone staircase, and a light grey roof. The light grey and white colors are well-balanced and complement each other. The small stone staircase adds a touch of elegance to the design.
A light grey prefab home. Image via

What are their clients saying?

“Jessica and Tracy have been more than helpful through the whole process of buying our home.  We looked at other mobile home sale centers in the area, but Pioneer Homes has the best quality homes we’ve seen. Jessica and Tracy helped so much with everything from where to put a window to “does this match?”. We truly enjoyed and appreciated working with them both immensely!  We recommend them whole heartedly to everyone.”

John and Lori Bertholomey. Source: Google Reviews

“When I started looking for a manufacturer home, I found out pretty fast, quality is some times hard to find! Once I saw the Franklin home, I stopped looking. After weeks of research, I ended up purchasing a 2019 Franklin! Very happy with it!! Working with the Staff at Pioneer was a huge plus!! Real people, who really care!!”

Carol Williamson. Source: Google Reviews

Our Thoughts

Pioneer Manufactured Homes is more than enough to provide you with all your needs. From financing to free delivery and set-up, you are sure to be taken care of at every step of the process. They promise the best customer service, the best value, and utmost integrity. This is why they are among the top of our recommendations.

Value Homes


  • In the spirit of living up to their name, they offer the best-built homes at “rock bottom” prices.
  • They have one of the biggest collections of floor plans out there. You will never run out of anything to choose from.
  • If you want your own design, Value homes can customize your order.
  • The customer service team is dedicated to helping you find the best prefab or modular home that meets your needs.


  • No free delivery or setup of the house.
A sleek, single-story black home with large white glass windows, a contrasting black door, a small stone staircase leading to a porch, and a black roof.
A charming black modular home. Image via

What are their clients saying?

“Highly Recommend 👍💯. After checking out all the places around we ended up buying from Value Homes. Prices, selection and staff couldn’t be beat. Will be doing business with again definitely.”

D Money. Source: Google Reviews

“We purchased our new custom built double-wide home in 2015.  This staff was the most friendly, helpful, and fun company to work with.   They worked so hard to get us into our new home (our daughter was coming in for a visit and we needed a home ASAP).  All the people they hired to helped to meet our needs were exceptional.  We still love our home and are ever grateful for the professionalism and kindness this company showed us.   ”

Pegs Shumate. Source: Google Reviews

Our Thoughts

If you’re looking for a builder with customization options, The value Homes team can take care of you. They pride themselves on having the biggest selection of floor plans and custom options. 

Ferrell Mobile Homes


  • Partners with lenders to help you finance your home.
  • Offers a wide selection of designs that comes in various sizes.
  • Free delivery up to 75 miles, setup, and AC.


  • No customization options. 
A minimalist white single-story home featuring small white glass windows, a matching white door, a delicate white staircase and a black roof.
White modular prefab home. Image via

What are their clients saying?

“We have just purchased a furnished home from Ferrell Mobile Homes and it is beautiful! Daniel was extremely helpful from finding a lender for us to helping us make the move in as easy as possible. We are very pleased with our purchase.”

Bonnie Santos. Source: Google Reviews

“We purchased a new mobile home from Ferrell Homes in Benton last year. Our experience with the salesman, Greg, the finance manager and others involved in our purchase was excellent. Our questions were answered completely and any fears that we had were quickly resolved. The home was set up in the park in Benton and we couldn’t be more pleased. We appreciate all those that helped us in the process. The home was set up and ready as promised. We recommend Ferrell Homes and his staff to anyone.”

Gary Bingham. Source: Google Reviews

Our Thoughts

A quick look at their Google reviews will give you an idea of how popular Ferrell Mobil Homes is. They have over a hundred reviews with an overall rating of 4.5 out of 5. That alone is an indication of the quality of their service and products. On top of that, they offer affordable prices, making their homes accessible to most folks. If you are somewhere near Benton, Missouri, you should pay them a visit to check out their builds’ quality.

Ramsey Jones Homes


  • Offers a good selection of floor plans and upgrade options. 
  • Their homes are well insulated, making them more energy efficient.
  • Has been around for over 50 years, assuring you that they are experienced at what they do.


  • No financing options are available.
  • No customization options.
A lovely single-story grey prefab home. Image via

What are their clients saying?

“I can’t say enough good things about them- especially Heather! She has been and continues to be amazing in every respect. The service staff has been very pleasant, helpful and easy to work with so far too.”

Trish Rush. Source: Google Reviews

“A great place with knowledgeable and experienced folks.  From our purchase to install we had nothing but a great experience!  Highly recommended”

James Runyan. Source: Google Reviews

Our Thoughts

Ramsey Jones Homes have been in the business for quite some time. They are experts at providing you with a home that’s finished in and out, furnished, landscaped, and decorated. Their houses also have heavy insulation suitable for the Northern Missouri climate. Take a look at their available homes to see if they have what you are looking for.


All these builders are a sign that building a prefab or modular home in Missouri is one of the best decisions you could ever make. Building a house can be a rather stressful experience with all the work and costs involved. However, choosing the right builder to work with would help ease the worry and assure you that you will have a quality home when it’s all over. 

If you want to look at builders from Missouri’s surrounding states, we also compiled the top prefab and modular home builders in Illinois, Kentucky, Tennessee, Arkansas, Oklahoma, Kansas, and Nebraska. Also, check out our Facebook page for content about other alternative home solutions like barndominiums and shipping container houses.


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